Deer Crashes Likely To Increase In Texas, Study Shows
A new study shows that Texas drivers are more likely to have a deer-related collision this year than in previous years.
According to a State Farm study, the likelihood of a deer crash is 7% higher than it was in 2016.
The study also states that nearly half of all deer-related accidents happen between October and December each year.
Even so, Texas ranks 38th among states for the most potential deer collisions, says State Farm Insurance, It considers Texas a “medium risk state” for such crashes.
Safety Tips to Avoid Deer And Other Animals On Roads
While some animal-related crashes are inevitable, many can be avoided.
AAA provides these tips to prevent car-deer crashes or to reduce their severity:
Don’t swerve, this can cause you to lose control of your vehicle. Instead, brake firmly.
If you see deer near the road, but off the road, slow down as you approach. They could run in front of you. Also, deer travel in groups, so sighting one deer may mean others are near.
Heed animal crossing signs which warn you where deer are likely to cross the road.
Be most alert to animals around dusk and dawn — in early evening and early morning — when they tend to be most active.
At night when there are no oncoming vehicles, use high-beam headlights to spot animals sooner.
Always wear seat belts, and don’t drive while distracted, drowsy or under the influence of alcohol.
Insurance Coverage For Deer-Related Car Accidents
Did you know the average car crash with a deer costs at least $2,500, according to AAA?
Your insurance company will only pay on a claim if you have the appropriate coverage in place as part of your insurance policy.
Liability coverage and collision coverage will not usually pay for damage resulting from a collision with an animal. If you hit a deer, you will need comprehensive coverage.
Comprehensive coverage is optional insurance coverage that will pay for repairing or replacing your car when the vehicle is damaged or destroyed by things like:
Hitting an animal with your car
Acts of God (wind or flood damage)
If you have opted for the optional comprehensive coverage on your insurance policy, you will be covered if you hit a deer. Comprehensive coverage will pay for a repair or replacement in the event that your vehicle has suffered from damage when it hit a deer. It’s important to note that in order for comprehensive coverage to apply, your vehicle must come into physical contact with the deer. If you swerve to attempt to miss a deer and crash, your claim turns into a collision claim.
How The Carlson Law Firm Can Help
Contact The Carlson Law Firm today for a free consultation We will thoroughly investigate your insurance policy and specific situation so that we can inform you of your options for compensation. Since we operate on a contingency fee basis, it will not cost a penny for you to hire us for your insurance dispute unless we obtain a settlement or verdict.
- Written by Jill Fowler