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Texas Storm Damage Lawyer

Contact the Carlson Law Firm for Help

Legal Assistance for Hailstorm, Hurricane, and Tornado Damage Claims

If a recent Texas storm has damaged your property, you need a lawyer who understands your legal rights and options. At The Carlson Law Firm, our Texas Storm Lawsuit Lawyers specialize in representing clients affected by natural disasters.

Texas experiences a wide range of intense weather, leading to property damage and insurance claims. Insurance companies often label these events as catastrophes, leading to a surge in claims. At the end of the day, the insurance company will do everything in its power to deny or devalue your claims.

If you’re facing difficulties with your insurance company, The Carlson Law Firm provides free case evaluations and support in English and Spanish. Contact us at 866-779-0356 or online for assistance.

Homeowner’s and Business Insurance

Determining the right kind of home and business insurance requires careful consideration of several factors.

Homeowner’s insurance typically covers the structure of your home, personal belongings, liability protection, and additional living expenses if you’re temporarily unable to live in your home.

Similarly, business insurance may cover property, liability, business interruption, commercial auto insurance, professional liability insurance, and more. Generally speaking, insurance addresses different aspects a person’s home or business may face.

There are several factors that can influence the type of insurance you need. Generally, this includes:

Follow these Steps if You’ve Suffered Property Damage from a Texas Storm

When a natural disaster strikes, you may panic about the consequences for your family, especially when the future of your home is uncertain. This is why knowing the right steps can be crucial to protecting your property and rights.

Essential Steps to Follow:

Ensure Your Safety: Your and your family’s safety is paramount. Make sure it’s safe to return to your property.
Prevent Further Damage: Upon returning, immediately mitigate additional damage (such as turning off the water supply if pipes have burst or boarding up broken windows). Remember, escalating damages can adversely affect your claim.
Document the Damage: Compile detailed evidence of the damage. Take photographs of all affected areas and items. This documentation is vital for your claim.
Review Your Policy: Familiarize yourself with the specifics of your insurance policy. Before proceeding with a claim, understand your coverage, covered losses, and benefits.
Prepare Necessary Paperwork: Prepare all relevant paperwork and financial details for the insurance adjuster. This preparation can expedite the process and avoid delays.
File Your Insurance Claim: Submit a formal claim with your insurance company, providing comprehensive details and proof of your losses.

Property Damaged? We Can Help.

The Carlson Law Firm helps both home and business owners when their property has been damaged in the following situations:

Schedule your free consultation with a Texas Storm Damage Lawyer at 866-779-0356.

Get Prepared for a Storm and Stay Ready

Storm Damage Your Insurance Policy Likely Covers

Roof Damage

This is one of the most common types of storm damage. High winds, hail, and heavy rain can strip off shingles, cause leaks, and lead to structural damage in severe cases. Consistent exposure to the elements can further deteriorate the roof, leading to more significant issues inside the home.

Flood Damage

Texas’ geographical location makes it susceptible to flooding, particularly during hurricanes or heavy rainfall. Floodwaters can damage the foundation, walls, and flooring of a home. This type of damage often requires extensive repairs and can lead to long-term issues like mold growth and structural weakening.

Wind Damage

Strong winds can break windows, tear off siding, and cause damage to external structures like porches and decks. Wind can also transform everyday objects in the yard into projectiles, leading to additional damage.

Hail Damage

Hail can cause significant damage to roofs, siding, and windows. The impact of hailstones can lead to broken glass, dented metal, and compromised roof integrity, resulting in leaks and interior damage.

Lightning and Electrical Damage

Lightning strikes can damage electrical systems, cause fires, and ruin electronic devices and appliances. The sudden surge of power can fry circuits and lead to costly repairs.

Tree and Debris Damage

High winds and saturated soil conditions can cause trees to fall, potentially damaging the home’s structure, breaking windows, and damaging vehicles. Accumulated debris can also block drainage systems, leading to additional water damage.

Shield you from government agencies

When you are arrested, there are laws and procedures that govern how criminal defendants are treated. It creates an incredibly complicated system that is impossible to navigate alone. It’s important that you have an experienced, professional and trusted attorney on your side. Your attorney will assert your rights and fight for a fair resolution.

Interior Water Damage

Property damages such as roof leaks or broken windows can allow rainwater to enter the home. Water damage can ruin carpets and furniture, leading to mold and mildew growth, posing health risks.

Insulation Damage

Water from leaks can saturate insulation, reducing its effectiveness and leading to increased energy costs and potential mold issues.

Drainage and Landscape Damage

Heavy rains can erode landscaping, flood yards, and damage drainage systems, which can lead to further water damage issues and affect the property’s overall aesthetics and value.

Each of the above damages requires a specific approach for repair and restoration. Understanding these nuances is crucial for homeowners in Texas to prepare and respond to storm-related damages adequately.

Do I need a Texas Storm Lawyer?

If your property has been damaged by a natural disaster, it’s important to act quickly. Our attorneys can assist in minimizing further damage, documenting losses, reviewing your policy, preparing necessary paperwork, and filing your insurance claim.

How to Contact a Storm Damage Lawyer?

Contact us at 866-779-0356 for a free consultation where our team can answer your questions and help ease your concerns. We have extensive experience dealing with insurance companies and adjusters after hurricanes, tornadoes, and hailstorms.

What are the costs associated with your services?

We operate on a contingency fee model, ensuring that our clients face no upfront costs or hourly charges. We are solely rewarded based on the success we achieve for you. It’s straightforward: we only receive compensation if your case is won.

FAQs: Texas Storm Lawsuit

How DO I Get My Insurance Company to Speed Up My Claim?

To expedite your insurance claim, follow these steps:

Prompt Reporting: File your claim as soon as possible. Delays in reporting can lead to delays in processing.
Documentation: Provide thorough damage documentation, including photos, videos, and a detailed inventory of affected items.
Stay Organized: Keep records of all communications with the insurance company, including dates, names, and the details of conversations.
Meet All Deadlines: Be punctual in submitting forms, information, or documents requested by the insurer.
Understand Your Policy: Knowing the details of your policy can help you effectively communicate your needs and rights.
Follow Up Regularly: Regular follow-ups can keep your claim on the insurer’s radar without being overly aggressive.
Seek Legal Assistance: If necessary, consider hiring an attorney with significant experience in insurance claims to advocate on your behalf.

How Long do Insurance Companies in Texas have to Pay a Claim?

In Texas, insurance companies are regulated by the Texas Department of Insurance, which sets guidelines for claim processing times:

Acknowledgment of Claim: Within 15 days after receiving your claim.
Decision on Claim: Once the claim is filed, the insurer has 15 business days to accept or reject it. This period can be extended by another 45 days if the insurer gives a written notice explaining the need for more time.
Payment of Claim: After agreeing to pay a claim, the insurer must send payment within five business days.

What Happens if My Claim is Denied?

If your claim is denied:

Review the Denial Letter: Understand the reasons for denial. Insurers are required to provide a valid reason.
Review Your Policy: Ensure the denial is not due to coverage limits or exclusions.
File an Appeal: If you believe the claim was wrongly denied, file an appeal with your insurance company.
Documentation: Gather additional evidence and documentation to support your claim during the appeal.
Legal Consultation: Consider consulting an attorney who specializes in insurance law.
State Insurance Department: You can file a complaint with the Texas Department of Insurance if you believe the denial violates Texas insurance laws.

My Claim is Being Undervalued; What Happens Next?

If you believe your claim is undervalued:

Review the Insurer’s Valuation: Compare it with your own records and estimates.
Gather Evidence: Collect evidence like independent estimates, receipts, and appraisals.
Negotiate with the Insurer: Present your findings to the insurance company and negotiate for a fair valuation.
Hire a Public Adjuster: Consider hiring a public adjuster for an independent evaluation.
Legal Action: If negotiations fail, you may need legal advice for possible litigation.

Remember, the key to dealing with insurance claims, especially for storm damage, is staying informed, proactive, and organized. If the process becomes overwhelming or complex, seeking professional advice from a Storm Damage Lawyer may be beneficial.

Why Should I Contact Carlson for My Claim?

We can help if your claim has been denied, delayed, or underpaid.

The Carlson Law Firm Can Help

free consultation

Ready to get started?

Carlson Law Firm Locations

Principal Office

100 E. Central Texas Expy
Killeen, TX 76541

Locations

11606 N. I-35
Austin, TX 78753

135 W. Slaughter Ln, Ste A
Austin, TX 78748

6243 I-10 #550
San Antonio, TX 78201

618 SW Military Dr.
San Antonio, TX 78221

1310 Wonder World Drive
San Marcos, TX 78666

1109 W. Baker Road, Ste A
Baytown, TX 77521

1421 S Main St. Ste 113
Boerne, TX 78006

1121 Briarcrest Drive, Ste 200
Bryan, TX 77802

653 Everhart Rd, Ste 105
Corpus Christi, TX 78411

5112 McPherson, Ste 106
Laredo, TX 78041

10101 Quaker Ave
Lubbock, TX 79424

900 Lp 250 Frontage Rd b
Midland, TX 79705

559 S I-35 Frontage Rd Ste 250,
Round Rock, TX 78664

4282 S Jackson St.
San angelo, TX 76903

2010 SW H K Dodgen Loop, Ste 201
Temple, TX 76504

2420 I-35 South
Waco, TX 76706

2909 Garnett Ave
Wichita Falls, TX 76308

1500 Rosecrans Ave Ste 500
Manhattan Beach, CA 90266

4700 Millenia Blvd. STE 500
Orlando, FL 32839

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. For more information, you can reach us at 833-4-CARLSON.