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Experiencing Business Interruption?

A business interruption lawyer understands that when a business owner has paid thousands of dollars into an insurance policy, they expect to be covered when they need it most. However, As COVID-19 rapidly spreads across the country, shutting down entire industries, business owners are surprised to learn that they cannot rely on their insurance policies for relief.

It’s no secret that the insurance industry makes billions of dollars a year by denying legitimate claims. The business interruption policy you’ve been paying is supposed to cover your business’ losses while storefronts are closed or sales are down. As a result of the novel coronavirus, businesses are facing severe financial difficulties. A business interruption lawyer from The Carlson Law Firm will help you answer the question: “will my business interruption insurance cover my COVID-19 losses?”

Reports have begun surfacing that businesses filing interruption claims are being denied. Insurers are citing various reasons for COVID-19 interruption policy rejections. Short of a state law aimed at protecting businesses, it’s highly likely that these claims will need to be fought on a case by case basis in U.S. courts. With the right business interruption insurance lawyer on your business’s side, you may be able to get the compensation you’re entitled to.

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What will Trigger a Business Interruption Policy?

The Carlson Law Firm has extensive experience handling claims that have been denied or undervalued by insurance companies. Insurance is supposed to cover losses to help make your business whole again. This is particularly true for businesses that have been affected by the local and statewide shelter-in-place orders. Business interruption policies are intended to cover lost income during a period when the business is non-operational including the following:

Property damage
Damage to customers
Damage to supplier
Government action

An insurance company may tell a business owner that pandemics are not covered by their business interruption policies. However, they are largely ignoring the government directives for social distancing and shelter-in-place orders that have led to widespread business closures and lost revenue.

Businesses Rely Heavily on Interruption Policies

No matter the cause, interruption policies can make or break a business. For example, restaurants often carry significant debt and require cash to stay afloat. If insurance providers aren’t honoring their policies, restaurant owners and the thousands of people who rely on them for employment face a seriously bleak future.

How can a Business Interruption Lawyer Help Me ?

At this point in time, yes you will need the help of an attorney to file a business interruption policy claim. In many cases, insurance companies are denying these types of claims based on the fact that COVID-19 has not caused property damage. A skilled business interruption policy attorney will be able to build a sound argument about why you are entitled to coverage.

Contact The Carlson Law Firm for a free case evaluation. Our business interruption claim attorneys have the experience and skill to advocate on your business’s behalf. We will:

  • Review your insurance policy
  • Communicate with your insurer on your behalf
  • Negotiate a fair settlement with your insurer
  • File a lawsuit should your insurer deny or devalue your claim

We have more than 40 years of experience standing up to the insurance industry. As one of the largest law firms of our kind in Texas, The Carlson Law Firm has the resources to back our nationally-recognized attorneys.

What Should I do if an Insurance Company Denies My Business Interruption Claim?

Filing a business interruption claim with your policyholder may seem like an uphill fight. However, a Business Interruption Claim Lawyer can ease your stress. We will do the heavy lifting in dealing with your insurance company to get you the compensation that you’re entitled to.

Time is of the essence. It is important that you do the following steps immediately if you intend to file a business interruption claim:

  • Contact your insurance company and agent immediately.
  • Read and review your policy to ensure that business interruption is covered. (If you look over your policy and you’re still unsure, contact a lawyer for a free case evaluation right away.)
  • Gather business records and other evidence as proof your business’ revenue prior to the interruption.
  • Get assistance from a qualified Business Interruption Claim Lawyer.

The skilled legal team at The Carlson Law Firm is ready to help your business recover after any interruption.

Carlson Will Help

Business interruption insurance coverage serves to replace the income that the business loses in the event that it cannot operate to its fullest capacity. This insurance can also be used to cover temporary relocation, payroll, taxes and loan payments.

A qualified business interruption lawyer can help your business get the financial compensation you’re entitled to.

Don’t take no for an answer. If your insurance company has denied your COVID-19 business interruption claim, contact us right away. Time is of the essence for businesses trying to stay afloat during these unprecedented times. The sooner you contact a qualified business interruption claim lawyer, the sooner you will be able to sleep easier at night. The Carlson Law Firm is staffed by more than 40 attorneys who are skilled in trial law. This means that when you choose Carlson, you are choosing a team of attorneys on your side that are unafraid to defend your rights. We will work hard for you every step of the way to get the favorable resolution you deserve. Our business interruption claim attorneys will passionately pursue justice for your business.

Contact a Business Interruption Claim Lawyer

The business interruption lawyers at The Carlson Law Firm represent commercial property owners whose insurance claims have been wrongly denied or underpaid. If you find yourself in a dispute with your insurance company, contact us to find out how we can help. Our business interruption lawyers can be reached at 800-359-5690 or fill out a business interruption contact form. 

Business Interruption Claim Lawyer: FAQs

Am I eligible to file a Business Interruption Lawsuit?

If you have a business insurance policy, you may be eligible to seek compensation by filing a business interruption lawsuit. 

Is it true that COVID-19 claims aren’t covered by insurance companies?

Not necessarily. Whether or not your COVID-19 losses are covered is entirely dependent on the language used in your business insurance policy.

Why should I contact a Business Interruption Lawyer?

You pay for insurance to cover your business whenever you experience a loss of any kind. If your business interruption claim was denied, filing a lawsuit may be the best—or only way—to get paid on the interruption policies that you already pay for. Time is of the essence in these cases and it’s important that you contact a lawyer as soon as possible to get the ball rolling. 

What is the business interruption claim process?

There are two paths in the business interruption claim process. The first, is you already know that you have business interruption insurance, submitted a claim and your insurance company denied your claim. If this is your scenario, you need to contact a business interruption claim lawyer for help filing a lawsuit to get your insurance company to pay you for your losses. 

Alternatively, if you have business insurance, but are unsure if you have business interruption insurance, you can take your policy to a qualified business insurance lawyer for a free case evaluation. Our business interruption claim lawyers will review your business insurance policy to ensure that you do have a legal claim. 

Will I need to file a business interruption denial lawsuit?

Yes, if you have business interruption insurance and your claim was denied, you will likely need to file a lawsuit to get the payout you deserve.

Who do I sue when I file a business interruption claim lawsuit?

Filing a business interruption claim lawsuit means that you will file a lawsuit against your policyholder. 

How much will a business interruption denial lawsuit cost?

The Carlson Law Firm offers free, no-obligation consultations and works on a contingency fee basis. This means there are no upfront costs for you to get started on filing your business interruption denial lawsuit. We only get paid if we successfully recover from your case. 

What kind of damages can a Business Interruption Lawyer help me recover?

If you have business interruption insurance, you may be able to recover the loss revenue from the COVID-19 pandemic. 

Still have questions? Talk to us!

Business interruption lawsuits will likely have to be fought on a case by case basis. These are going to be complex claims that require a qualified Business Interruption Claim Attorney. Speak to an experienced attorney from The Carlson Law Firm who can give you a free evaluation of your case. Contact us today. We are available 24/7.

There's a Carlson Law Firm near you

With 13 locations throughout Texas, there’s a Carlson Law Firm near you. We have law offices located in Killeen, Temple, Waco, Round Rock, Austin, San Antonio, Laredo, Bryan, Lubbock, and Corpus Christi.

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